There are three Government Financial Assistance Schemes for students who have the right of abode or who have resided in Hong Kong continuously for 3 years prior to the commencement of their course. The schemes do not cover students staying in Hong Kong on student visas.

(a)	Tertiary Student Finance Scheme for publicly-funded programme (TSFS) is a means-tested grant and loan scheme administered by the Student Financial Assistance Agency for students registered for full-time programmes wholly funded by UGC. Lists of eligible courses are available at http://www.sfaa.gov.hk/eng/schemes/tsfsccs.htm. The deadline for application for TSFS for new students would be in mid September 2014. Please check with CEDARS/SFAA nearer the time. The relevant application information can be found on the SFAA website at http://www.sfaa.gov.hk/eng/public/index.htm#tsfs.
(b)	The Non-means Tested Loan Scheme for Full-time Tertiary Students (NLSFT) is also available for eligible full-time students enrolled into full-time programmes wholly funded by UGC and who have difficulty with applying for the means-tested TSFS. This loan can also be used to supplement your TSFS awards. Lists of eligible course are the same as TSFS. The relevant application information can be found on the SFAA website at http://www.sfaa.gov.hk/eng/public/index.htm#nls.
(c)	The Extended Non-means-tested Loan Scheme (ENLS) is available for students pursuing part-time, publicly funded programmes, self-financing local award bearing programmes. List of eligible courses are available at ?http://www.sfaa.gov.hk/eng/schemes/nlss.htm. Application forms are available at the Student Financial Assistance Agency.

If you need financial assistance for your studies and are eligible for the above schemes, you are strongly advised to apply. Details of the Government financial assistance schemes can be viewed online at http://www.sfaa.gov.hk.